Mortgage Tools
Payment holiday impact
Understand how pausing your payments could affect your balance, monthly cost and the total you repay.
Your mortgage
£
%
years
months
Enter your details and press calculate to see your results.
Extra cost over the term
–
Interest added during the holiday–
New monthly payment after–
Increase per month–
Please note. Payment holidays must be agreed with your lender, are not guaranteed, and can affect your credit file. Interest still builds up while payments are paused, so your balance and future payments increase. Figures assume you keep the original end date. This is a guide only – speak to your lender and an adviser first.
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